Payments FAQ: GCash, Maya, GoTyme, InstaPay & PESONet
Everything about moving money in and out of a licensed operator, in one place. GGGJL never holds funds; this page compares the payment rails Filipino players use so you can pick the one that fits the size and speed you need.
Payment methods compared
All amounts are in Philippine pesos and there is no currency conversion. Withdrawal times below start only after the operator approves a payout. E-wallets suit everyday sums; PESONet is the tool for large withdrawals above InstaPay's per-transaction cap.
| Method | Type | Deposit | Withdrawal | Wallet-side fee |
|---|---|---|---|---|
| GCash | E-wallet | Usually instant (operator sets minimum) | After operator approval | See GCash's current cash-in and transfer fees |
| Maya | E-wallet | Instant | After operator approval | Maya may charge per outbound InstaPay transfer |
| GoTyme | Digital bank | Instant (InstaPay/QRPh) | After operator approval | Check GoTyme's current transfer fees |
| InstaPay rail | Instant transfer | Seconds | Instant to minutes | Cap: ₱50,000/txn; daily limits set by each bank or e-wallet |
| PESONet | Batch transfer | Same/next banking day | Same/next banking day | No fixed per-txn cap |
Limits and timings that matter
- Operators set their own deposit minimums, and GCash wallet limits depend on your account level.
- InstaPay is capped at ₱50,000 per transaction; daily limits are set by each bank or e-wallet, so split large payouts across days or switch to PESONet.
- GCash, Maya and GoTyme publish their own cash-in and transfer fees in their apps; check them before you move money.
- GGGJL charges nothing because it handles no payments; check your operator's cashier for any withdrawal fee.
- E-wallets schedule maintenance windows from time to time; transfers may queue briefly during them.
Frequently Asked Questions
Which payment method is fastest once a payout is approved?
For everyday amounts, e-wallets and digital banks on InstaPay usually receive funds quickly once the operator has approved and sent the payout. The operator's own review is usually the slowest step, and Maya may add a transfer fee on its side.
What is the maximum I can withdraw at once?
E-wallet payouts usually run on InstaPay, capped at ₱50,000 per transaction; daily limits are set by each bank or e-wallet, and operators may add their own. For larger sums, split across days or use PESONet if offered.
Is GoTyme fee-free?
Check GoTyme's app for its current InstaPay fee policy, and check your operator's cashier for any withdrawal fee. GGGJL itself never charges or handles payments.
When should I use PESONet instead of InstaPay?
Use PESONet, where your operator offers it, when a withdrawal exceeds InstaPay's ₱50,000 per-transaction cap or your bank's daily limit. PESONet settles in batches on the same or next banking day.
What is the minimum GCash deposit?
Each operator sets its own minimum, shown in its cashier, so you can check before topping up. Your GCash wallet limits depend on your account level. You cannot deposit on GGGJL itself.